Closing Cost Calculator
Estimate what you'll pay at the closing table.
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What's inside closing costs
Loan origination (0.5–1%), title insurance and search (0.5–1%), appraisal ($400–700), escrow/attorney, recording and transfer taxes, plus prepaid property taxes, insurance and interest. Check the full monthly payment with the mortgage calculator.
Frequently asked questions
How much are closing costs for a buyer?
Typically 2–5% of the purchase price: lender fees, title insurance, escrow/attorney, appraisal, recording taxes, plus prepaid property tax and homeowners insurance.
Can closing costs be rolled into the loan?
On a purchase, usually not — but you can negotiate seller credits or a lender credit in exchange for a slightly higher rate. On refinances, rolling costs in is common.
What is cash to close?
Down payment plus closing costs minus any earnest money and credits — the amount you wire at settlement.