BRRRR Calculator
Buy, Rehab, Rent, Refinance, Repeat — modeled in seconds.
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How the numbers work
Refi loan = ARV × LTV. Cash-out = refi loan − refi closing costs. Cash left in deal = total project cost − cash-out. Check the rental will cover the new mortgage with our rental property calculator.
Frequently asked questions
What is the BRRRR method?
Buy under market, rehab, rent it out, refinance at the new appraised value (ARV), and use the cash-out proceeds to repeat. Done well, you recycle the same capital across many properties.
What does 'cash left in the deal' mean?
Total project cost minus refi cash-out. If it is $0 or less you recovered all invested capital — an 'infinite return' deal.
What LTV do refi lenders allow?
Most conventional and DSCR lenders cash-out at 70–75% of appraised value, after a 6-month seasoning period.