PERSONAL USE LICENSE — The Paycheck Budget System

You may:
  • Use this workbook for your own personal budgeting, forever.
  • Keep copies on any number of your own devices and cloud drives.
  • Modify it however you like for your own use.

You may not:
  • Resell, license, or redistribute this file or a modified version of it.
  • Share it publicly (uploads, forums, "free download" sites) or include
    it in any product or service offered to others.

Refunds: because this is a digital file, all sales are final; if something
is genuinely broken, contact the seller and we'll make it right.

This workbook is an educational tool and does not constitute financial,
investment, tax, or legal advice. All example figures are illustrative.
