Demand Letter Builder

Turn an unpaid invoice into a firm, professional payment demand in 2 minutes. Free, private — everything stays in your browser. Print or save as PDF when done.

You (the sender)
The client (recipient)
The debt
Your demand
How to send it: print and mail it (certified mail with return receipt is strongest — it proves delivery), and email a PDF copy the same day. Keep everything. If the deadline passes, small-claims court filings in most US states cost $30–$75 and don't require a lawyer for amounts under roughly $5,000–$12,500 depending on the state.

This is a general-purpose template, not legal advice. For large amounts or complex disputes, consult a lawyer licensed in your state.

Sent the letter and still not paid?

The demand letter works most of the time. When it doesn't, what you need is the rest of the sequence — and knowing exactly what to send on day 45 is worth more than writing another polite email.

The Collections Pack — one page, yours permanently:

  • The escalation timeline — what to send on day 1, 7, 14, 21, 30, 45 and 60, so chasing stops being a decision you have to make each week
  • Five follow-up scripts — including the one that routes around your contact to Accounts Payable, which is what usually breaks the silence
  • Late-fee & interest calculator — the exact figure to put in the final notice
  • The final notice / pre-action letter — the colder, certified-mail one that names the court
  • Payment plan agreement — turns "I can't pay it all" into a signed acknowledgment of the debt
  • Small-claims prep checklist + state limits table, evidence packet order, and the two mistakes that get cases dismissed
  • Leverage plays — liens, vendor procurement, contingency collections, and what never to do

Get the Collections Pack — $19

Instant access, no account. If you're chasing $2,400, this is under 1% of it.

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